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Business Management

The Impact of SCA: Shaking Up Europe’s Online Economy

Provided by Stripe

Category Business Management

Type Analyst Report

Publish Date June 10 2019


Strong Customer Authentication (SCA) is being introduced in Europe from September 14th 2019 with the intention to reduce fraud rates and enhance overall security of online payments. SCA requires online businesses to capture two mutually independent forms of authentication for most customer-initiated online payments. This research impact report looks at responses from consumers and payment decision makers at European businesses to understand the impact and consequence of SCA compliance on customer experience and Europe’s online economy.

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